Loans such as loan against property, business loan, education loan, etc., can be taken against FD. Individuals can take a loan against a fixed deposit of up to 90% on the deposit amount. Also, the Sweep and super saver facilities are available. Additionally, a nomination facility is available. Regular FD can be conveniently booked through net banking. The Regular fixed deposit FD provides flexibility and security to the depositor. Foreign Currency Non-Resident (FCNR) Fixed Deposit.HDFC Bank Fixed deposit schemesįollowing are the types of HDFC Bank fixed deposit schemes: One can invest in HDFC Bank FDs through both online and offline modes with just a minimum investment of INR 5,000. The interest rate on HDFC Bank FDs is higher in their savings account. If the investment is made between five years and 10 years, Axis Bank offers an interest rate of 7%.HDFC Bank offers multiple fixed deposits for various tenures with different interest rates to its investors. If the maturity period is between one to two years, the bank offers 7.3% rate. The bank offers 6.25% for FDs with maturity between 46 days and 6 months and 7.1% for between 9 months and one year. BoB offers an interest rate of 6.7% on FDs with maturity between 5 years and 10 years. On maturity between two and five years, BoB is offering a 6.70% interest rate.

If the investment is made for one to two years, the lender offers 6.80% interest. If the maturity period is between three to five years, the rate is 7.25% and if the investment is made for five to ten years, the rate is 7%.įor FDs with maturity period 15 days to 1 year, BoB is offering a 6.7% interest rate. It offers 7.25% interest if the investment is made for two to three years. ICICI Bank's short term FD deposit comes with a maturity period of seven days to 45 days during which it offers 5.50%. For long term deposits with maturity between five to ten 10 years, the bank offers 7.25% interest rate. For FD between three to five years, the bank offers an interest rate of 7.25%. It offers 7.4% interest if the tenure is between two to three years. For 91 days to one year, the lender offers 7.3%. If the tenure of the FD is between 7 days and 90 days, HDFC offers 6.25%.

Long-term deposits: FDs with a tenure between 5 years to 10 years offer a rate of interest at 6.85% per annum. Medium-term deposits: They come with a minimum lock-in period of one year and offer rates between 6.4% and 6.7%.

Deposit rates hdfc bank